Florida Four Point Inspection

          On the months August- September last 2004, hurricanes dominated the state of Florida namely; Hurricane Frances, Ivan, Jeanne and Charley. These devastating calamities destroyed a lot of family and their belongings, and as a painful result residents and homeowners wish to renovate their ruined homes. With these Insurance companies spends a great deal of money for the payment of the policyholder’s loss and wrecked properties.

          Despite the fact the Four Point Inspection was established on the year 1992, it was recognized and became known to residents when the tragedy took place last 2004, this home inspection’s importance was then realized by the Insurance companies and The JUA (Joint Underwriting Association). The Four Point Inspection is done to inspect the house’s four main system’s strength, condition and age; HVAC (Heating Ventilation and Air Conditioning), Plumbing connection and fixtures, Roof, and Electrical wirings and panels. This inspection is frequently essential in getting and renewing the insurance policies of homeowners. It is also a requirement for houses constructed 20 or more years before to guarantee that the four systems were updated. This Inspection concentrates on the main part of the property.

          Perhaps, possessing a home which roofs are approaching its end of service life may possibly break. Sooner or later, the proprietor will definitely demand a reimbursement for damages brought from the insurers. In addition is the HVAC or electrical system; if these parts of the house are not properly installed and may fail this can trigger a fire accident and may certainly destroy the home. Also, when the plumbing system does not function properly, this may ruin the water system and may initiate further accidents. After the investigation of the house, as soon as the house passes the Four Point Inspection a certification will be sign by a licensed engineer as well as the other officials that conducted the inspection (Electrician, Roofing Contractor, Mechanical and Plumbing Code Inspector). This signifies that the construction of the roof, the plumbing and electrical system and the HVAC are in condition and are functioning as proposed in the Manufacturers specification. Furthermore, the inspection will let the homeowner know the condition of this system, also its predicted service life and its arranged maintenance obligation.

          In the part of the new homeowners, their property was inspected and was examined on the standard home inspection, which is more widespread and all features of the house were checked, they can still use the same data as the four point inspection (electrical, HVAC, plumbing and roof) conditional to the insurance company’s rules. Depending on the house’s location the rates of the Florida Four Point Inspections is subject to change, but the standard rate is $165.00 or up. This is inclusive of the examination, photos and reports. The inspection takes up to 50-70 minutes. Normally, during the inspection, the residents are required to be on the location.

          The Four Point Inspection is one of the heaps of inspection on Florida that surely guarantee the safety and protection of the homeowners.

          Tune in to this video, which may inform you more about the Florida Four Point Inspection.